Let us say you are an OFW, working in the sweltering heat of the Middle East. Finally, after years and years of saving up, you are going home to the land of your birth – the Philippines.

But what to do with the money that you have saved? One thing you can do is to invest in real property. Real property has always been one of the best investments. It is a monument to the hard work that you have put into your job and is a concrete way to show how much you love your family.

The next question, however, is what do you look for in buying property? Here are the top five things you should be looking at when buying real property.



As the old adage goes, location is probably the most important factor in considering your real estate purchase. Is the property near a fault line? Does it flood regularly? Is there easy access to and from the property. All of these affect the real estate value as well as the enjoyment of your property and must be considered very carefully. For example, a property built on a faultline would have its value lowered immensely because of the potential for loss.



You also have to consider the amenities that are within your reach. Is there a nearby hospital? Does the police have visibility in the area? How about malls and commercial establishments? These all affect how the value of an area immensely.



An area can have a sudden boom in real estate prices. For example, a property near a vibrant eco-tourism area might see their property values go higher because it gives you the opportunity to rent out your property to would be tourists. The same can be said if a big BPO set up shop near your property and would need housing for its agents.

Knowing which areas will grow is a good way of making sure your return of investment will come.



Each city has its own real property tax schedule and rates. Some cities have higher tax rates while others have rigid tax schedules which have to be followed. Keep in mind though that higher tax rates can be justified by a city that is well run. Just think of it as your tax pesos going to work.



Last but not least, are your neighbors. You cannot choose your family, but you sure as heck can choose your neighbors. When buying property, sometimes it may be necessary to see if you will get along with your neighbors just fine. It is not the houses that make a barangay make but the people who live in them.


The money you saved is hard earned. It took you blood sweat and tears to save up money to buy your dream property. Hopefully, with these tips, you can buy your property and you get to either maximize its value or enjoy it for yourself maybe  even both.

For any questions, feel free to message us. We will be glad to help you out.


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